Such problems can affect the offer price and determine the amount that a buyer will have to shell out to repair the home in addition to the purchase price.
Quick Note on Personal Property ' Most mortgage lenders are very sensitive to having items of personal property included in a loan transaction since they are limited to making loans on real property alone. For a buyer, this opportunity presents a safer method since he would be making an offer directly to the bank or lender for a property that has a clear title and has no liens attached to it.


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